Insurance

On average, twice as many children are killed while walking on Halloween compared to the rest of the year. And with drugged driving on the rise, hazards are even greater.  Here's what to know and share.

Why is drugged driving so dangerous?

  • It's a growing problem. The Governors Highway Safety Association found that 44% of fatally-injured drivers tested positive for drugs, up from 28% just 10 years ago.
     
  • It's deadly. Almost half of drivers who were killed in crashes and were tested for drugs, tested positive.
     
  • It's widespread. The National Highway Traffic Safety Administration tracks over 400 drugs that cause impairment and almost 50% of Americans have used at least one prescription drug in the past month.

How could an umbrella with excess UM/UIM help protect your insured?

  • An umbrella can protect assets and pay for medical and legal expenses beyond the homeowners/renters and auto policies if they’re at fault.
     
  • Excess UM/UIM helps with accidents when the other driver is at fault and doesn't have any — or enough — coverage.
     
  • It can take care of things like medical bills, lost wages, pain and suffering and emotional distress — for the insured and any passengers.

Thank you to our Partner PersonalUmbrella.com for providing this valuable information.

Jeanna Bumpas             

832-527-8402       

JBumpas@HelixInsuranceGroup.com

Have you Heard of the PPC (Patient Physician Cooperative ).

This Cooperative has been in Business since 2005.  It is owned by a group of Physicians in Houston, Texas and Portland Oregon. 

If you use the cooperative Primary Care Doctors, your Office Visit, Lab, Xrays and Imaging (MRI, PetScans, Cat Scans) are covered at 100%. You also have a Prescription Drug Plan, and a Dental & Vision program is included also.  They also have a Group Insurance program with an A + rated Carrier to cover hospital and surgery up to 5 million.  Affordable Coverage for Individuals & Companies.  Rates from $109 Per Person to $296, depending upon coverage Selections.   This is NOT Obamacare, and the Plan Has No Deductible, and Out of Pocket Cost are capped at $7330 or Less per year.   All Pre Existing Conditions. are covered and a Full Time Patient Advocate is provided to assist individuals to get the Best Care Possible and a Health Care Debit Card is provided Allowing you to See any Specialist.  (the Health Debit Card Contributions, can be as Low as $30 per month, and are Tax free contributions, that Can be used Tax Free,   A good Way to Shelter money from Taxes.  As You Know Taxes are Going UP for everyone, so the HRA, account can help you or your Business save $$$$ .

For more Information about the Co Op Contact Mike Alexander at ABM Insurance and Benefit Services Inc at 800 362 2809