On average, twice as many children are killed while walking on Halloween compared to the rest of the year. And with drugged driving on the rise, hazards are even greater. Here's what to know and share.
Why is drugged driving so dangerous?
- It's a growing problem. The Governors Highway Safety Association found that 44% of fatally-injured drivers tested positive for drugs, up from 28% just 10 years ago.
- It's deadly. Almost half of drivers who were killed in crashes and were tested for drugs, tested positive.
- It's widespread. The National Highway Traffic Safety Administration tracks over 400 drugs that cause impairment and almost 50% of Americans have used at least one prescription drug in the past month.
How could an umbrella with excess UM/UIM help protect your insured?
- An umbrella can protect assets and pay for medical and legal expenses beyond the homeowners/renters and auto policies if they’re at fault.
- Excess UM/UIM helps with accidents when the other driver is at fault and doesn't have any — or enough — coverage.
- It can take care of things like medical bills, lost wages, pain and suffering and emotional distress — for the insured and any passengers.
Thank you to our Partner PersonalUmbrella.com for providing this valuable information.