"Why": We exist to protect peace of mind, empower financial stability, and help people recover when life takes an unexpected turn.
Why We Do What We Do: To Be a Safety Net. Life is unpredictable—accidents, illnesses, or natural disasters can happen anytime. We provide the financial support people need when they're most vulnerable, helping them focus on healing or rebuilding, not worrying about costs.
To Empower People with Confidence:
Knowing you're covered allows you to live more freely—start that business, travel, care for your family—without fear of being financially derailed by the unexpected.
To Promote Well-being, Not Just Cure Problems:
Especially in health insurance, we’re shifting from reactive care to proactive well-being.
To Support Communities and Businesses:
Our work extends beyond individuals. We help businesses provide employee benefits, recover from property damage, and stay resilient. We support Industries and enterprises with specialized risk solutions.
To Deliver Fairness and Integrity:
Insurance can be complex, so we strive to be transparent, ethical, and dependable. We aim to rebuild trust in an industry that has too often felt transactional.
Unique Selling Proposition
Whether it's your Business or your Health, we provide personalized protection with expert support—so you're covered when it matters most.
About me
Hi, I am Puneet Sabharwal, an experienced Insurance Professional and the Founder of Guardian Risk Management Consultants. With over 26 years of expertise in the insurance industry, I specialize in providing customized insurance solutions to both Individuals and Business owners.
At Guardian Risk Management Consultants, my goal is to help you identify and manage risks with comprehensive and cost-effective insurance strategies. Whether you're looking to safeguard your personal health or protect your business from unforeseen liabilities, I am here to support you every step of the way.
I offer advisory and support services across a wide range of insurance products, including but not limited to:
Health Insurance
Fire Insurance
Workmen Compensation Insurance
Group Health Insurance
Marine Insurance
Directors & Officers Liability Insurance (D&O)
Errors & Omissions Liability Insurance (E&O)
Commercial General Liability Insurance (CGL)
Cyber Insurance
Trade Credit Insurance
Surety Bond Insurance
No matter your industry or personal coverage needs, I am committed to providing reliable, tailored advice that protects what matters most to you.
I would be happy to connect and discuss how I can assist you with your insurance needs.