Basic Information
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Company
CFR Mortgage, LLC -
What is your "why"? Why do you do what you do?
My "Why" – Helping Families Find Their Path to Homeownership
I do what I do because I grew up watching my single mother struggle with the idea of homeownership—not because she wasn’t hardworking, but because she didn’t have access to the right information or guidance. I know firsthand how overwhelming and confusing the mortgage process can be, especially for those who don’t have someone in their corner.
That experience shaped my mission: to educate and empower people, so they don’t feel lost in the home-buying process the way my mom did. I want to make sure families—whether they’re first-time buyers or experienced homeowners—understand their options and feel confident in making one of the biggest financial decisions of their lives.
Beyond that, I see homeownership as a wealth-building tool that can transform lives. I take pride in helping my clients not only buy a home but make smart financial moves that set them up for long-term success. Whether it’s guiding them through credit improvement, finding a program that makes homeownership more affordable, or structuring a mortgage that aligns with their goals, I want to be the trusted advisor who makes the journey smoother.
At the end of the day, it’s about making a difference. I don’t just close loans—I open doors to opportunity, stability, and generational wealth. That’s my “why.” -
Unique Selling Proposition
"More Options, Better Pricing, and a Smarter Path to Homeownership."
As an experienced mortgage broker, I provide homebuyers and real estate agents with more choices, better rates, and faster closings than traditional banks. My strategic, education-first approach ensures my clients not only secure a mortgage but understand how to build long-term wealth through homeownership.
With 22+ years in the industry, I leverage exclusive loan programs, advanced technology, and a hands-on, relationship-driven approach to make the mortgage process simpler, smoother, and more cost-effective. Whether you're a first-time buyer, a seasoned investor, or a real estate agent looking for a true business partner, I have the tools and expertise to help you win in today’s market.
Schedule a strategy call today: www.bookwithken.com
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About me
About Me – Ken Graczak
I’m Ken Graczak, an experienced mortgage broker with over 22 years of helping homebuyers and real estate professionals navigate the mortgage process. My mission is simple: Make homeownership easier, more affordable, and a tool for building long-term wealth.
Growing up, my single mother didn’t know how to buy a home, and I saw firsthand how confusing and overwhelming the process can be without the right guidance. That experience shaped my career—I’m here to educate, simplify, and empower buyers, ensuring they understand their options and feel confident in their financial future.
As an independent mortgage broker, I offer:
-More loan options & better pricing than big banks
- Faster closings with a streamlined process
- Creative financing solutions to fit unique situations
- Exclusive tools & strategies for real estate agents and buyers
I’m based in Minnesota, Wisconsin, and Florida, working with buyers, homeowners, and business partners who value service, strategy, and results. Whether you’re purchasing, refinancing, or looking to grow your real estate business, I’ve got the tools and expertise to help you win.
Let’s connect: www.bookwithken.com
Email: ken@kengraczak.com
Call/Text: 612-324-8454 -
Profession
Homeownership Strategist -
Title
Mortgage Broker -
Hobbies and interest
Basketball – Lifelong passion for the game, from playing and coaching to watching and analyzing modern NBA and college basketball strategies. Coaching my son, Jaxxon, has been one of my favorite experiences.
Fitness & Health – Dedicated to personal growth through weight training, stair climbing (chasing my Burj Khalifa goal!), and maintaining an active lifestyle.
Personal Development & Reading – Always learning, whether it’s about business, mindset, or improving as a leader and mentor.
Travel – Love exploring new places with my wife, Stephanie, and our kids, Jaxxon and Sophia, creating lifelong memories together.
Good Food & Community – Supporting local restaurants (Gyropolis is a favorite!) and enjoying quality time with family and friends. -
Website
www.KenGraczak.com
Contact Information
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City / Town
Bloomington -
State
MN -
Zip
55431 -
Country
United States -
Special offers to the group
No Processing Fees, Non-Traditional Financing for Business Owners, Access to Multiple Lenders -
Google Business Review URL
https://www.google.com/search?sca_esv=9632110e93a89f4a&rlz=1C1VDKB_enUS1130US1130&si=APYL9bvoDGWmsM6h2lfKzIb8LfQg_oNQyUOQgna9TyfQHAoqUs8JvAAOB3DZ-AkonA9mYP-avyjPaJBKnb4ttqMnoRif5dz4F2j73UnwvjEGHNaH8L5Ws6lmfkRUH6_6rf1wuUa-_wtjgb2OjA7hLx2oJ207IhfP1H7M5TxYIfCAagsmfq6Pos0%3D&q=Ken+Graczak+-+Mortgage+Broker+-+NMLS+184394+Reviews&sa=X&ved=2ahUKEwjd4r2evtOLAxXGrYkEHRuzNI4Q0bkNegQILhAE -
Facebook Business Page URL
https://www.facebook.com/KenGraczak.NMLS184394/ -
LinkedIn Profile
https://www.linkedin.com/in/kengraczak-mortgage/