All my family has been entrepreneurs; therefore, I have surrounded myself with business owners and I truly admire their hustle and discipline! During my teenage year I seen my dad's flooring company grow, grow too fast it had to close down. My WHY has always been to find the reasons why and help other business owners not make the same mistake and succeed!
As the daughter of an entrepreneur, Cindy understands the challenges small business owners face and is passionate about advancing affordable capital to entrepreneurs. She joined the PeopleFund team in the summer of 2019 after 12 years in banking with both BBVA and J.P. Morgan Chase. In addition to her experience in the financial sector, Cindy has certifications in real estate and insurance. She has a degree in Business Administration and Finance from the University of Houston Downtown. Outside of the office, Cindy enjoys spending time with her family (3 sisters) and finding new places to do arts or eat with her teenage daughter.
We are non-profit lender - Not a Bank! Our mission is to provide financing to deserving but underserved small businesses and nonprofits for equipment purchases, permanent working capital term loans, revolving lines of credit, and real estate. With flexible underwriting and no pre-payment penalties, we offer interest rates and terms of up to 60 months (longer in special cases).
Qualifying Questions: What are three questions we can ask clients to help pave the way for a referral? List them here.
Want to find out your max business loan amount? before dinging your credit?
Would your business benefit from a Business Advisor that can help with business plan, financials, and available resources at no cost.?
Having trouble accessing working capital for your business?
Describe How You Would Like To Be Introduced Via Email
Hello - My name is Cindy Urrutia, and I am PeopleFund's Sr. Loan Officer. Excited to see how PeopleFund can help your business.
Thanks for reaching out to PeopleFund! PeopleFund is a Community Development Financial Instution (CDFI), and we provide access to capital and technical support for businesses that have trouble accessing capital through conventional sources. We offer the following:
• Flash Fund Loan Program up to $25,000;
• SBA MicroLoan Program up to $50,000;
• SBA Community Advantage Loan Program up to $350,000; and
• SBA 504 Loan Program up to $5.5 Million for owner-occupied property (over 50%).
Please share with us:
• The loan amount that you are seeking;
• What you will be using the proceeds of the loan for;
• Share with us your credit score and the challenges that you may have (TransUnion);
I am happy to schedule a time to answer any questions in more detail! Please advise.