Basic Information
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Company
Aflac and Elite Benefits -
Phone
6512300797 -
Email
kelly_waller@us.aflac.com -
Mobile phone
651-230-0797 -
Describe How You Would Like To Be Introduced Via Email
I’d like to introduce you to Kelly Waller, a Benefits Advisor with Aflac and Elite Benefits. Kelly helps companies and employees navigate the world of supplemental insurance using assurance-based benefits—those that provide Income protection when health insurance isn’t enough or puts savings in jeopardy. Also, she helps employers offer alternative major medical plans called an ICHRA, allowing employees to choose their own coverage while keeping employer costs predictable and manageable. Her approach makes it easy for employers to stay compliant, reduce risk, and enhance employee satisfaction without the complexity of traditional group plans.
She’s a great resource for anyone looking to strengthen their benefits package without increasing employer costs. -
What is your "why"? Why do you do what you do?
I sell Aflac because it aligns perfectly with my deeper mission: helping people prepare and plan for life’s unexpected moments. My goal is to offer peace of mind—not just through insurance, but through assurance.
Traditional health coverage often leaves financial gaps that can create real hardship for employees and their families. Aflac’s supplemental benefits are designed to fill those gaps, providing direct financial support when it’s needed most.
Whether it’s a sudden illness, injury, or time away from work, I help employers offer solutions that protect their teams without adding complexity or cost. It’s about empowering people with coverage that works when life doesn’t go as planned. -
Qualifying Questions: What are three questions we can ask clients to help pave the way for a referral? List them here.
1. Do you currently offer any employee benefits beyond traditional health insurance?
2. Are you looking for ways to enhance your benefits package without increasing your budget?
3. Would you be open to exploring benefit options that improve employee satisfaction without adding administrative burden or cost? -
Unique Selling Proposition
I help employers design cost-effective, tax-smart benefit strategies that protect their teams and their bottom line. Through Aflac supplemental insurance and ICHRA-based medical plans, I deliver solutions that offer:
✅ Tax advantages for both employers and employees ✅ Flexible, personalized coverage that employees actually value ✅ Minimal administrative burden with full compliance support
Traditional group health plans can be expensive and rigid. ICHRA allows employers to reimburse employees tax-free for individual health coverage—giving them choice while reducing costs. Aflac’s supplemental benefits provide direct cash payouts when employees face unexpected medical events, helping bridge the gap left by high-deductible plans.
My mission is simple: to help businesses prepare and plan for the unexpected, while offering benefits that are affordable, compliant, and easy to manage. -
About me
I am a dynamic, results-oriented leader with a solid reputation and an unwavering work ethic. With over 20 years of experience in human resources, employee relations, talent management, and strategic leadership, I drive significant improvements in HR processes and operational efficiency while ensuring full compliance with regulations. My strength lies in building strong relationships, mentoring leaders, and cultivating a vibrant workplace culture.
Recently, I’ve expanded my mission as a Benefits Advisor with Aflac and Elite Benefits, helping companies and employees navigate the complexities of supplemental insurance and alternative health coverage. I specialize in assurance-based benefits that protect income when traditional health insurance falls short, and I help employers implement ICHRA-based plans that offer flexibility, compliance, and cost control.
I am committed to delivering innovative HR and benefits strategies that elevate organizational performance, empower employees, and build resilient business partnerships. My goal is simple: to help people prepare and plan for life’s unexpected moments—offering peace of mind through benefits that truly work when life doesn’t go as planned. -
Profession
Benefits -
Title
Benefits Advisor -
Hobbies and interest
I enjoy ice fishing, boating, and love going to the races with my husband.
Contact Information
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City / Town
St. Paul, MN -
State
MN -
Zip
55106 -
Country
United States -
Special offers to the group
Free Consultation. Until the end of December 2025 3 or more lives Guaranteed Issue Life Insurance. -
LinkedIn Profile
https://www.linkedin.com/in/kellyrwaller/